1. What is ADP Salary Calculator?

The ADP Salary Calculator helps estimate your monthly take-home pay in the Philippines by calculating deductions for income tax, SSS, PhilHealth, and Pag-IBIG from your gross salary.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Gross Salary — Your annual salary in PHP
• Income Tax — Calculated based on Philippine tax brackets
• SSS — Social Security System contribution (up to 1,350 PHP/month)
• PhilHealth — Health insurance contribution (4% of monthly salary)
• Pag-IBIG — Home Development Mutual Fund (up to 100 PHP/month)

3. Importance of Salary Calculation

Details: Understanding your net salary helps with financial planning, budgeting, and ensuring proper deductions are being made by your employer.

4. Using the Calculator

Tips: Enter your annual gross salary in PHP. The calculator will estimate your monthly take-home pay after all mandatory deductions.

5. Frequently Asked Questions (FAQ)

Q1: Are the tax calculations accurate?
A: This provides an estimate based on standard tax brackets. Actual taxes may vary based on specific circumstances.

Q2: Why is my SSS deduction higher than expected?
A: SSS contributions are based on salary brackets and have a maximum monthly contribution.

Q3: Is PhilHealth always 4%?
A: Currently yes, but rates may change. Check latest PhilHealth guidelines for updates.

Q4: Can I contribute more to Pag-IBIG?
A: The mandatory contribution is up to 100 PHP/month, but voluntary contributions are allowed.

Q5: Are bonuses included in this calculation?
A: No, this calculates regular monthly salary. Bonuses have different tax treatments.