1. What is the ADP Salary Calculator?

The ADP Salary Calculator estimates your net pay after deductions for federal tax, state tax, and FICA contributions for the 2025-2026 tax year. It helps you understand your take-home pay.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• \( Gross\ Pay \) — Your total annual salary before deductions
• \( Federal\ Tax \) — Estimated federal income tax based on 2025-26 brackets
• \( State\ Tax \) — Estimated state income tax
• \( FICA \) — Social Security and Medicare taxes (7.65% of gross pay typically)

Explanation: This calculation provides an estimate of your annual take-home pay after major deductions.

3. Importance of Net Pay Calculation

Details: Understanding your net pay helps with budgeting, financial planning, and evaluating job offers. It shows what you'll actually have available to spend or save.

4. Using the Calculator

Tips: Enter your gross annual salary, estimated federal tax (use IRS 2025-26 brackets), state tax, and FICA contributions. All values must be positive numbers.

5. Frequently Asked Questions (FAQ)

Q1: How accurate is this calculator?
A: This provides an estimate. Actual take-home pay may vary based on additional deductions, benefits, or tax credits.

Q2: What are typical FICA contributions?
A: FICA is typically 7.65% of gross pay (6.2% for Social Security + 1.45% for Medicare).

Q3: Where can I find federal tax brackets?
A: Refer to IRS publications for the most current tax brackets and standard deductions.

Q4: Does this include state-specific deductions?
A: No, state tax calculations vary significantly. Consult your state's tax authority for accurate rates.

Q5: Can I use this for biweekly or monthly pay?
A: This calculates annual net pay. Divide by pay periods for per-check amounts.