1. What is the ADP Salary Calculator?

The ADP Salary Calculator for Ontario helps estimate your net pay after all mandatory deductions including federal and provincial taxes, CPP, EI, Ontario Health Premium, and surtax.

2. How Does the Calculator Work?

The calculator uses current tax rates and formulas:

Where:

• Federal Tax — Progressive tax brackets from 15% to 33%
• Ontario Tax — Progressive tax brackets from 5.05% to 13.16%
• CPP — 5.95% of pensionable earnings up to maximum
• EI — 1.63% of insurable earnings up to maximum
• Ontario Health Premium — Tiered based on income
• Surtax — Additional tax on Ontario tax above certain thresholds

3. Understanding Ontario Payroll Deductions

Details: Ontario has some of the highest provincial taxes in Canada, with additional health premiums and surtaxes that affect higher earners.

4. Using the Calculator

Tips: Enter your annual gross salary in Canadian dollars. The calculator will estimate all deductions and your take-home pay.

5. Frequently Asked Questions (FAQ)

Q1: Are these calculations exact?
A: This provides estimates. Actual pay may vary based on additional deductions, credits, or special circumstances.

Q2: What year's tax rates are used?
A: The calculator uses 2023 tax rates and contribution limits.

Q3: Are there other deductions not included?
A: Yes, things like union dues, pension contributions, or benefits premiums aren't included.

Q4: How often is this calculator updated?
A: We update annually with new tax brackets and contribution limits.

Q5: What if I'm paid bi-weekly or monthly?
A: This shows annual amounts. Divide by pay periods for per-paycheck amounts.