Paycheck Formula:
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The ADP Salary Paycheck Calculator estimates your net pay after deductions for federal tax, state tax, and FICA contributions based on your gross annual salary. This 2025 version uses current tax brackets and rates.
The calculator uses the following formula:
Where:
Explanation: This calculation provides an estimate of your take-home pay after mandatory deductions.
Details: Understanding your net pay helps with budgeting, financial planning, and verifying the accuracy of your paycheck deductions.
Tips: Enter your gross annual salary, estimated federal tax (use IRS 2025 brackets), state tax, and FICA contributions. All values must be positive numbers.
Q1: What's included in FICA?
A: FICA includes Social Security (6.2%) and Medicare (1.45%) taxes. For 2025, Social Security tax applies to the first $168,600 of earnings.
Q2: How do I estimate my federal tax?
A: Use IRS 2025 tax brackets. For example, a single filer earning $50,000 would fall in the 22% bracket but pay different rates on portions of income.
Q3: What about other deductions?
A: This calculator shows mandatory deductions. Your actual paycheck may include additional items like health insurance, retirement contributions, etc.
Q4: Are state taxes the same everywhere?
A: No, state tax rates vary. Some states (like Texas) have no income tax, while others have progressive tax systems.
Q5: How accurate is this calculator?
A: It provides a good estimate but your actual paycheck may differ based on exact withholding allowances, bonuses, and other factors.