1. What is the Malta Monthly Salary Calculator?

The Malta Monthly Salary Calculator estimates your take-home pay after income tax and social security contributions for 2025. It helps employees understand their net monthly salary based on gross annual income.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• \( \text{Gross Pay} \) — Annual salary before deductions (EUR)
• \( \text{Income Tax} \) — Total annual income tax (EUR)
• \( \text{Social Security Contributions} \) — Total annual social security payments (EUR)
• 12 — Months per year

Explanation: The calculation divides the annual net amount (after deductions) by 12 months to determine monthly take-home pay.

3. Malta Tax System Overview

Details: Malta's progressive tax system includes:

• 0% tax on first €9,100
• 15% on next €5,400
• 25% on next €7,200
• 25% on remaining income
• 10% social security contribution

4. Using the Calculator

Tips: Enter your annual gross salary, calculated income tax, and social security contributions. The calculator will show your estimated monthly net salary.

5. Frequently Asked Questions (FAQ)

Q1: Are the tax rates accurate for 2025?
A: This calculator uses projected 2025 rates. Always verify with the Malta tax authority for official rates.

Q2: What deductions are included?
A: The calculator accounts for income tax and social security contributions.

Q3: Are there other deductions not included?
A: Yes, this doesn't account for health insurance, union fees, or other voluntary deductions.

Q4: How often should I recalculate?
A: Recalculate whenever your salary changes or tax laws are updated.

Q5: Is this calculator suitable for self-employed?
A: No, self-employed individuals have different tax and social security calculations.