1. What is the Maryland Salary Calculator?

The Maryland Salary Calculator helps estimate take-home pay by calculating net salary after accounting for federal tax, Maryland state tax, and FICA contributions.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Gross Pay — Total annual salary before deductions
• Federal Tax — Estimated federal income tax
• Maryland State Tax — Progressive tax rates (2% up to $1,000, etc.)
• FICA — Social Security and Medicare contributions (7.65% typically)

3. Understanding Maryland Taxes

Maryland State Tax: Maryland has progressive tax rates starting at 2% for the first $1,000 of taxable income, with rates increasing up to 5.75% for higher income brackets.

Local Taxes: Some Maryland counties and cities impose additional local income taxes that should be considered for accurate calculations.

4. Using the Calculator

Tips: Enter your gross annual salary, estimated federal tax, Maryland state tax (use 2-5.75% of taxable income), and FICA contributions (typically 7.65% of gross pay).

5. Frequently Asked Questions (FAQ)

Q1: How accurate is this calculator?
A: It provides a good estimate but actual take-home pay may vary based on exact tax brackets, deductions, and local taxes.

Q2: What's included in FICA?
A: FICA includes Social Security (6.2%) and Medicare (1.45%) taxes. Higher earners may have additional Medicare tax.

Q3: Are Maryland taxes higher than other states?
A: Maryland has moderately high state taxes compared to national averages, with both state and local income taxes in most areas.

Q4: How often should I recalculate?
A: Recalculate whenever your salary changes or tax laws are updated, typically annually.

Q5: Can I use this for hourly wages?
A: Yes, but first multiply hourly rate by typical hours worked per week, then by 52 weeks to get annual gross pay.