1. What is Net Salary Calculation?

The net salary calculation determines the actual take-home pay after deducting all mandatory contributions (income tax, social security (ZUS), and health insurance) from the gross salary in Poland.

2. How Does the Calculator Work?

The calculator uses the net pay formula:

Where:

• Gross Pay — Total salary before deductions (PLN/year)
• Income Tax — Personal income tax amount (PLN)
• ZUS — Social security contributions (PLN)
• Health Insurance — National health insurance (PLN)

Explanation: The calculation shows the actual amount a foreign worker in Poland would receive after all mandatory deductions.

3. Importance of Net Salary Calculation

Details: Understanding net salary is crucial for financial planning, comparing job offers, and budgeting living expenses in Poland.

4. Using the Calculator

Tips: Enter your annual gross salary in PLN and the current rates for income tax, ZUS contributions, and health insurance. All values must be positive numbers.

5. Frequently Asked Questions (FAQ)

Q1: What are typical deduction rates in Poland?
A: For foreigners, income tax is typically 20%, ZUS around 13.71%, and health insurance about 9% of gross salary, but exact rates may vary.

Q2: Are there different rules for EU vs non-EU foreigners?
A: EU citizens generally have the same tax treatment as Polish citizens, while non-EU citizens may have different tax rates and social security obligations.

Q3: Can I get any tax refunds in Poland?
A: Yes, some foreigners may be eligible for tax refunds, especially if they leave Poland before the end of the tax year.

Q4: How often are these deductions taken?
A: Deductions are typically made monthly by the employer before paying your salary.

Q5: Are there any exemptions for foreigners?
A: Some foreigners may be exempt from certain contributions depending on their visa type and bilateral agreements between countries.