1. What is Net Salary?

Net salary is the amount of money an employee takes home after all deductions (taxes, social security contributions, etc.) have been subtracted from the gross salary. It represents the actual amount you receive in your bank account.

2. How Does the Calculator Work?

The calculator uses the simple formula:

Where:

• Gross Pay — Total salary before any deductions (EUR/year)
• Income Tax — Amount deducted for taxes based on 2025 brackets
• Social Security Contributions — Mandatory payments to social security system

3. Importance of Net Salary Calculation

Details: Understanding your net salary helps with personal budgeting, financial planning, and comparing job offers. It's the actual amount you have available for living expenses and savings.

4. Using the Calculator

Tips: Enter your gross annual salary in EUR, estimated income tax based on 2025 brackets, and social security contributions. All values must be positive numbers.

5. Frequently Asked Questions (FAQ)

Q1: What's included in Spanish social security contributions?
A: This includes contributions for healthcare, unemployment, pensions, and other social benefits.

Q2: How is income tax calculated in Spain?
A: Spain uses a progressive tax system with different brackets. The exact amount depends on your income level and autonomous community.

Q3: Are there other deductions not included here?
A: Yes, there might be additional deductions like union fees, private insurance, or other voluntary deductions.

Q4: How often is net salary paid in Spain?
A: Typically monthly (12 payments per year), though some companies may offer 14 payments (including summer and Christmas bonuses).

Q5: Can I use this for freelance income?
A: No, freelancers (autónomos) have different tax and contribution calculations.