1. What is the NY State Salary Calculator?

The NY State Salary Calculator estimates your net pay after accounting for federal tax, New York State tax, and FICA (Social Security and Medicare) contributions for the 2025 tax year.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Gross Pay — Your total annual salary before deductions
• Federal Tax — Based on 2025 IRS tax brackets
• NY State Tax — Based on New York's progressive tax system
• FICA — Social Security (6.2%) and Medicare (1.45%) taxes

3. Understanding Tax Components

Federal Tax: Progressive tax with rates from 10% to 37% based on income and filing status.

NY State Tax: Progressive tax with rates from 4% to 10.9% based on income brackets.

FICA: Flat rate taxes for Social Security (6.2% up to wage base) and Medicare (1.45% with no cap).

4. Using the Calculator

Instructions: Enter your gross annual salary and select your filing status. The calculator will estimate your take-home pay after all mandatory deductions.

5. Frequently Asked Questions (FAQ)

Q1: Are local NYC taxes included?
A: No, this calculator only includes NY State taxes. NYC residents would have additional local taxes.

Q2: Are deductions like 401(k) included?
A: No, this calculates mandatory deductions only. Pre-tax deductions would reduce your taxable income.

Q3: How accurate are the tax brackets?
A: This uses projected 2025 brackets. Actual rates may vary slightly based on final IRS and NY State determinations.

Q4: What about tax credits?
A: This calculator doesn't account for tax credits which could reduce your actual tax liability.

Q5: Why is my net pay different from my actual paycheck?
A: Paychecks may have additional deductions (health insurance, retirement contributions, etc.) not included here.