1. What is the NY Tax Calculator?

The NY Tax Calculator estimates your total tax burden in New York for 2025-2026, including federal income tax, New York State tax, New York City tax (if applicable), and FICA (Social Security and Medicare) taxes.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Federal Tax — Based on 2025-2026 IRS tax brackets
• NY State Tax — New York State income tax
• NY City Tax — Additional tax for NYC residents
• FICA — Social Security (6.2%) and Medicare (1.45%) taxes

3. Understanding New York Taxes

Details: New York has progressive state income tax rates that vary by income level and filing status. NYC residents pay an additional local income tax. FICA taxes are federal payroll taxes that fund Social Security and Medicare.

4. Using the Calculator

Tips: Enter your annual salary before taxes, select your filing status, and indicate whether you're a NYC resident. The calculator will estimate your total tax burden and net income.

5. Frequently Asked Questions (FAQ)

Q1: Are these tax rates accurate for 2025-2026?
A: This calculator uses projected rates. Always consult a tax professional for exact calculations.

Q2: What's the difference between state and city tax?
A: New York State tax applies to all state residents, while NYC tax only applies to city residents.

Q3: Why is FICA separate from federal income tax?
A: FICA is a payroll tax specifically for Social Security and Medicare, while federal income tax funds general government operations.

Q4: What if I have deductions or credits?
A: This calculator provides estimates based on gross income. Itemized deductions or tax credits would reduce your actual tax liability.

Q5: Does this include local taxes outside NYC?
A: No, this calculator only includes NYC local tax. Other NY localities may have additional taxes.