1. What is the NYS Salary Calculator?

The NYS Salary Calculator estimates your net pay after accounting for federal tax, New York State tax, and FICA contributions for the year 2025. It helps you understand your take-home pay from your gross salary.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Gross Pay — Your total annual salary before any deductions
• Federal Tax — Calculated based on 2025 tax brackets
• New York State Tax — Progressive tax with rates from 4% to 10.9%
• FICA — Social Security (6.2%) and Medicare (1.45%) contributions

3. Understanding Tax Components

Federal Tax: Progressive tax system with rates from 10% to 37% based on income brackets.

New York State Tax: 4% on first $8,500, 4.5% up to $11,700, 5.25% up to $13,900, and so on up to 10.9% for income over $25,000,000.

FICA: 7.65% total (6.2% Social Security up to wage base limit + 1.45% Medicare).

4. Using the Calculator

Tips: Enter your annual gross salary, estimated federal tax, New York State tax, and FICA contributions. The calculator will compute your net take-home pay for the year.

5. Frequently Asked Questions (FAQ)

Q1: Are local NYC taxes included?
A: No, this calculator only accounts for federal and New York State taxes. NYC residents should account for additional local taxes.

Q2: What about deductions and exemptions?
A: This is a simplified calculator. For precise calculations, consider itemized deductions and personal exemptions.

Q3: Is the FICA calculation accurate?
A: The calculator uses standard rates. Actual FICA may vary if you earn above the Social Security wage base.

Q4: How often are tax brackets updated?
A: Tax brackets are adjusted annually for inflation. This calculator uses projected 2025 rates.

Q5: What if I have multiple income sources?
A: You should combine all taxable income sources for accurate calculation.