1. What is Net Hourly Pay?

Net Hourly Pay is the amount you actually earn per hour after all deductions (taxes, FICA, etc.) have been subtracted from your gross salary. This calculator helps Massachusetts residents determine their true hourly earnings.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Gross Pay — Your annual salary before any deductions
• Federal Tax — Estimated annual federal income tax
• Massachusetts State Tax — 5% flat tax on Massachusetts income
• FICA — Social Security and Medicare taxes (7.65% of gross pay)
• Hours per Week — Your typical weekly working hours
• 52 — Number of weeks in a year

3. Massachusetts Tax Information

Details: Massachusetts has a flat 5% state income tax rate. There are no local income taxes in Massachusetts. The state also doesn't tax Social Security benefits.

4. Using the Calculator

Tips: Enter your annual gross salary, estimated federal tax, Massachusetts state tax (5% of taxable income), FICA contributions (7.65% of gross pay), and your typical weekly working hours.

5. Frequently Asked Questions (FAQ)

Q1: Why calculate net hourly pay?
A: It helps you understand your true earnings per hour after taxes, useful for budgeting and comparing job offers.

Q2: How accurate is this calculator?
A: It provides a good estimate but actual take-home pay may vary based on additional deductions or credits.

Q3: What's the Massachusetts state tax rate?
A: Massachusetts has a flat 5% income tax rate for all income levels.

Q4: Are there other deductions to consider?
A: Yes, this calculator doesn't account for retirement contributions, health insurance, or other voluntary deductions.

Q5: What if I work overtime?
A: Overtime pay would need to be calculated separately as it may be taxed differently.