1. What is the Polish Salary Calculator?

The Polish Salary Calculator estimates net pay based on gross salary according to 2024 Polish tax regulations, including income tax, ZUS contributions, and health insurance.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Gross Pay — Total salary before deductions
• Income Tax — 12% up to PLN 120,000, 32% above
• ZUS — Social security contributions (~13.71%)
• Health Insurance — National health contribution (9%)

Note: Different rules apply for B2B contracts versus employment contracts.

3. Understanding Polish Tax System

Details: Poland has a progressive tax system with two brackets (12% and 32%) for employment contracts, while B2B contracts typically pay a flat 19% tax rate.

4. Using the Calculator

Tips: Enter your annual gross salary in PLN and select your contract type. The calculator will show your estimated net pay and a full breakdown of deductions.

5. Frequently Asked Questions (FAQ)

Q1: What's the tax-free allowance in Poland?
A: For 2024, the tax-free amount is PLN 30,000 per year.

Q2: Are ZUS contributions mandatory?
A: Yes, for employment contracts. B2B contractors can opt out of some ZUS components after first 24 months.

Q3: Can I deduct health insurance?
A: Yes, health insurance contributions are tax-deductible in Poland.

Q4: What about retirement contributions?
A: These are included in the ZUS calculation (part of the 13.71%).

Q5: How accurate is this calculator?
A: It provides estimates based on standard rates. Actual deductions may vary based on individual circumstances.