1. What is this Calculator?

This calculator compares net salary in California vs Florida, accounting for the fact that Florida has no state income tax while California has progressive state tax rates.

2. How Does the Calculator Work?

The calculator uses these formulas:

Where:

• Gross Pay — Total annual salary before deductions
• Federal Tax — Estimated federal income tax amount
• California State Tax — Estimated CA state income tax (1% up to $10,412, etc.)
• FICA — Social Security and Medicare taxes (7.65% of gross pay typically)

3. Understanding the Results

Key Insight: The difference shows how much more you would keep annually by living in Florida instead of California, purely from a state tax perspective.

4. Using the Calculator

Tips: Enter all values in USD. For California state tax, use tax tables or calculators to estimate based on your income bracket. FICA is typically 7.65% of gross pay.

5. Frequently Asked Questions (FAQ)

Q1: Why no state tax for Florida?
A: Florida is one of several U.S. states with no state income tax, generating revenue through other means like sales tax.

Q2: How accurate is this comparison?
A: This shows tax differences only. Cost of living, housing, and other expenses vary significantly between states.

Q3: What's California's state tax structure?
A: CA has progressive rates from 1% to 13.3% for highest earners, with brackets adjusted annually.

Q4: Are there other taxes to consider?
A: Local taxes, property taxes, and sales taxes differ between locations and may affect overall tax burden.

Q5: Should I move based solely on tax differences?
A: No. Consider job opportunities, lifestyle, family needs, and total cost of living when making relocation decisions.