1. What is the Salary Paycheck Calculator?

This calculator helps you estimate your net pay (take-home pay) after accounting for federal tax, California state tax, and FICA contributions based on your gross annual salary and filing status for the 2025 tax year.

2. How Does the Calculator Work?

The calculator uses the following formula:

Where:

• Gross Pay — Your total annual salary before any deductions
• Federal Tax — Calculated using 2025 IRS tax brackets based on your filing status
• California State Tax — Calculated using 2025 California tax brackets
• FICA — Social Security (6.2%) and Medicare (1.45%) taxes totaling 7.65%

3. Understanding Your Paycheck

Details: Your paycheck consists of your gross pay minus various deductions. The largest deductions are typically federal and state taxes, followed by FICA contributions. Understanding these deductions helps with financial planning.

4. Using the Calculator

Tips: Enter your total annual salary before taxes (gross pay) and select your filing status. The calculator will estimate your federal tax, California state tax, FICA contributions, and final net pay.

5. Frequently Asked Questions (FAQ)

Q1: Are these tax rates final for 2025?
A: Tax brackets are adjusted annually for inflation. These are projections based on current law and inflation estimates.

Q2: Does this calculator account for deductions and credits?
A: No, this provides a basic estimate. For precise calculations, consult a tax professional and consider itemized deductions or tax credits.

Q3: What about California SDI deductions?
A: This calculator doesn't include California State Disability Insurance (SDI) which is an additional 1.1% of wages.

Q4: Are retirement contributions included?
A: No, pre-tax retirement contributions would reduce your taxable income and aren't accounted for here.

Q5: How accurate is this calculator?
A: It provides a good estimate but actual paycheck amounts may vary based on additional factors like benefits deductions, bonuses, etc.