Taxes = Income Tax + National Insurance
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The UK Salary Tax Calculator estimates your Income Tax and National Insurance contributions for the 2025-26 tax year based on your annual salary. It helps you understand your take-home pay after deductions.
The calculator uses the following formulas:
Where:
Details: UK taxpayers pay both Income Tax and National Insurance. The Personal Allowance (£12,570) is the amount you can earn tax-free. National Insurance funds state benefits and the NHS.
Tips: Enter your gross annual salary before any deductions. The calculator assumes you're under State Pension age and don't have other income sources or tax deductions.
Q1: Are these rates for England only?
A: Yes, Scotland and Wales have slightly different tax bands and rates.
Q2: What about student loans or pension contributions?
A: This calculator doesn't account for these deductions. Your actual take-home pay may be lower.
Q3: How accurate is this calculator?
A: It provides estimates based on standard rates. Your actual tax may vary based on individual circumstances.
Q4: What if I have multiple jobs?
A: The calculator assumes one employment. Multiple jobs may affect your tax bands.
Q5: When do tax rates change?
A: Tax rates are typically announced in the Budget and change each tax year (starting April 6th).